Other Common tpyes of Investments

Below are most of the other common types of investments available to investors today.

• Money market securities

     Forms of debt that mature in less than one year and are very "liquid." Sometimes offered by your local bank as an alternative to your savings account.

• CDs

     A savings certificate that entitles the bearer to receive a small amount of interest. Usually offered by your local bank as the "next investment up" from your savings account.

• Futures

     A financial contract that encompasses the sale of financial instruments or physical commodities for future delivery, usually on a commodity exchange. Strictly for advanced investors only.

• Options

     A 'privilege' sold by one party to another that offers the buyer the right, but not the obligation, to buy (which is called a 'call') or sell (which is called a 'put') a security at an agreed-upon price during a certain period of time or on a specific date. Also limited to advnaced investors.

     Note: If you don't see the type of investment here that you have a question about, please email us using our contact page, and we'll be happy to include it. Otherwise, this list pretty much covers all of the top-level types of investments. For sub-types, such as "Blue-chip stocks," or "Bearer Bonds," we can suggest other websites for you, but the information here is primarily for beginner investments, or at least learning how to invest wisely in the first place...

So, that about wraps it up for the basic investment vehicles you have available to use as tools to in order to reach your goals. For more advanced investments like stock option trading and real estate investing, we’ll be adding them in as their own pages, available through the menu at the upper left. When you are ready to continue, please click on the "Investing Strategies" button in the same menu.