Victory Real Estate Investments
February 8th, 2009
Question: These are the investment Options for my 401k. Any recommendations?
I’m 44 years old and conservative with money. The Options are:
Hartford Global Health HLS
Ivy Global Natural Resources
MFS Utilities
AllianceBernstein International Growth
American Funds EuroPacific Growth
Templeton Developing Markets Trust
Lord Abbett Small Cap Blend
Goldman Sachs Mid Cap Value
Thornburg Core Growth
Victory Special Value
American Funds AMCAP
Davis New York Venture
Eaton Vance Large-Cap Value
Janus Adviser Forty
LifePath2030
Van Kampen Equity and Income
Hartford Total Return Bond HLS
Pioneer Strategic Income
SEI Stable Asset
AIM Real Estate
Answer: If you want a “set it and forget it” option, choose the target retirement date fund. Otherwise, you’ll have to decide just how conservative you want to be. Decide on your asset allocation before your zero in on the particular funds. You’ll want large-cap domestic stocks, international stocks, perhaps some mid-cap exposure and investment-grade bonds. The trick is figuring out the allocation that you’re comfortable with – but don’t be too conservative as you still have a long way to go before retirement.
Victory Investments Part 2 – No Harm, No Foul
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